Katoomba Dental Centre

My Smile Plan

Get the dentistry you need when you need it - with no interest EVER!

Working with dentists, MySmilePlan provides Interest Free dental plans for all general, cosmetic, orthodontic and specialist dental care making dentistry more accessible to all.

MySmilePlan means you can have the dental treatment you need, when you need it with no interest - EVER. MySmilePlan breaks the cost of your treatment into easy, fortnightly credit card payments over either 9 or 15 months depending on your plan value.  

We offer two plans; one for dental treatment up to the value of $2,000 with payments spread over 9 months and one for treatment up to the value of $9,000 spread over 15 months. General, cosmetic and specialist dental services are all covered and the easy application process is performed at the practice and takes just 2 minutes.

 

MySmile Plan offers you:

  • Interest free - 0% interest - NO INTEREST EVER
  • Available treatment plans up to $9,000
  • Payments spread over 9 months for up to $2,000 and 15 months for up to $9,000
  • Manageable fortnightly payments
  • Simple application process at the practice
  • Low establishment fee

Application Process

Following a consult with your dentist and acceptance of the treatment plan, the MySmile Plan application process is easy and immediate. All you have to do is provide:

  • Photo ID: Australian Drivers license or other government photo ID showing address
  • Credit Card: MasterCard, Visa Debit or Credit Card
  • Contact details: 2 contact phone numbers and an email address

With this information, the team will enter your details and a quick 2 minute credit check will be performed. It is not income tested so no pay slips are required. On approval, you simply pay a 20% deposit and the one off $39 establishment fee prior to the commencement of your treatment plan.

Redraw Facility

As MySmile Plan is a revolving credit facility so you can draw down available credit for subsequent treatment costs, with no re-draw fees.

Just like a credit card, you can re-borrow whatever you've paid off, up to 80% of the original loan. For example, if you've taken out MySmile Plan for a $5,000 treatment and have already paid off $3,000, you can then re-draw an additional $2000 for any additional treatment if required.

MySmile Plan Fees

  • Establishment Fee - $39
  • Credit Card Processing Fees - $3 p/fortnight
  • Late Payment Fee - $9.50
  • Redraw Fee - Nil
Any surgical or invasive procedure carries risks. Before proceeding, you should seek a second opinion from an appropriately qualified health practitioner.