Get the dentistry you need when you need it - with no interest EVER!
MySmile Plan offers you:
- Interest free - 0% interest - NO INTEREST EVER
- Available treatment plans up to $9,000
- Payments spread over 9 months for up to $2,000 and 15 months for up to $9,000
- Manageable fortnightly payments
- Simple application process at the practice
- Low establishment fee
Following a consult with your dentist and acceptance of the treatment plan, the MySmile Plan application process is easy and immediate. All you have to do is provide:
- Photo ID: Australian Drivers license or other government photo ID showing address
- Credit Card: MasterCard, Visa Debit or Credit Card
- Contact details: 2 contact phone numbers and an email address
With this information, the team will enter your details and a quick 2 minute credit check will be performed. It is not income tested so no pay slips are required. On approval, you simply pay a 20% deposit and the one off $39 establishment fee prior to the commencement of your treatment plan.
As MySmile Plan is a revolving credit facility so you can draw down available credit for subsequent treatment costs, with no re-draw fees.
Just like a credit card, you can re-borrow whatever you've paid off, up to 80% of the original loan. For example, if you've taken out MySmile Plan for a $5,000 treatment and have already paid off $3,000, you can then re-draw an additional $2000 for any additional treatment if required.
MySmile Plan Fees
- Establishment Fee - $39
- Credit Card Processing Fees - $3 p/fortnight
- Late Payment Fee - $9.50
- Redraw Fee - Nil